Wage Garnishment

Pennsylvania Wage Garnishment

Wage garnishment is a legal action that can be put in place by your creditors when they have been unable to collect the monies that are owed to them. When your wages have been garnished, a specific amount of money will be deducted from the compensation paid to you by your employer until your debt is paid off or other arrangements have been made. There are number of different reasons why organizations or individuals may go this extreme: wage garnishment is often used as a way for taxes to be collected or to collect on unpaid court costs or defaulted student loans. It is also commonly used when a person fails to provide their court-ordered child support payments.  Wage garnishment is an extreme measure that can make a bad situation even worse, as the debtor is generally not paying their bills because their financial situation is dire, and having their wages reduced by the amount that is garnished only makes it more difficult for them to pay their bills. If you are facing mounting debt and fear that you will soon be facing wage garnishment, or are already in a wage garnishment situation, contact the experienced bankruptcy attorneys at Jensen Bagnato, P.C. for immediate assistance.

Tough financial times can lead to a variety of different scenarios. When you don’t or can’t pay your bills, you run the risk of facing foreclosure, repossession of your vehicle or other possessions, a rapidly declining credit rating, and harassment from creditors. Wage garnishment often represents an act of desperation on the part of a creditor, but it is preventable with the help of a knowledgeable attorney who knows the laws. The lawyers at Jensen Bagnato, P.C. will evaluate your situation and provide you with their best assessment of the options that are available to you.

Though every situation is different, there are many ways that we are able to help. If your wages have been garnished due to uncollected taxes, there is the possibility that we will be able to negotiate a payment schedule with the IRS or other governmental agency that will allow you to pay back your debts in a way that still allows you some autonomy as well as the ability to pay back your other debts. Though wage garnishment that has been established in response to child support arrears is not negotiable, your child support order can be modified to reflect your current financial situation. We have a record of successfully representing our clients in order to restore them to a healthier financial footing, reducing their obligations and allowing them to start anew.

If you are facing financial burdens that are out of control and need the help of a Philadelphia bankruptcy attorney, contact Jensen Bagnato, P.C. today. Our compassionate team will listen carefully and create a path to financial stability that will work for you.